:root {
  color-scheme: light;
  --bg: #f6f8f4;
  --surface: #ffffff;
  --surface-soft: #eef6f1;
  --surface-warm: #fff5ef;
  --text: #1f2933;
  --muted: #5e6c75;
  --line: #d7e2dc;
  --teal: #0f766e;
  --teal-dark: #074a45;
  --green: #34a853;
  --coral: #f97362;
  --gold: #c48621;
  --sky: #dff3f6;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  background:
    linear-gradient(180deg, #f2fbf8 0, var(--bg) 360px),
    var(--bg);
  color: var(--text);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
}

a {
  color: inherit;
}

.container {
  width: min(1120px, calc(100% - 40px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 5;
  background: rgba(255, 255, 255, 0.9);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}

.nav {
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand,
.nav-links {
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

.brand {
  min-width: 0;
  color: var(--text);
  font-weight: 850;
  text-decoration: none;
}

.brand-mark {
  width: 44px;
  height: 44px;
  border-radius: 12px;
}

.nav-links {
  flex-wrap: wrap;
  justify-content: flex-end;
  color: var(--muted);
  font-size: 0.95rem;
  font-weight: 750;
}

.nav-links a {
  text-decoration: none;
}

.nav-links a:hover {
  color: var(--teal);
}

.hero {
  position: relative;
  overflow: hidden;
  padding: 82px 0 34px;
}

.hero::before {
  position: absolute;
  inset: 0;
  z-index: -1;
  content: "";
  background:
    radial-gradient(circle at 12% 8%, rgba(52, 168, 83, 0.16), transparent 28%),
    radial-gradient(circle at 92% 18%, rgba(249, 115, 98, 0.14), transparent 30%),
    linear-gradient(135deg, rgba(15, 118, 110, 0.08), rgba(255, 255, 255, 0));
}

.hero-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.86fr) minmax(430px, 1fr);
  gap: 44px;
  align-items: center;
}

.hero-copy {
  min-width: 0;
}

.eyebrow,
.card-kicker {
  margin: 0 0 12px;
  color: var(--teal);
  font-size: 0.78rem;
  font-weight: 850;
  letter-spacing: 0;
  text-transform: uppercase;
}

h1 {
  max-width: 780px;
  margin: 0;
  font-size: clamp(2.45rem, 7vw, 5.1rem);
  line-height: 1;
  letter-spacing: 0;
}

.lede {
  max-width: 700px;
  margin: 22px 0 0;
  color: var(--muted);
  font-size: 1.16rem;
}

.hero-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.hero-tags span {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 6px 11px;
  border: 1px solid rgba(15, 118, 110, 0.2);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.72);
  color: var(--teal-dark);
  font-size: 0.9rem;
  font-weight: 800;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  margin-top: 28px;
  padding: 10px 16px;
  border: 1px solid var(--teal);
  border-radius: 8px;
  background: var(--teal);
  color: white;
  font-weight: 800;
  text-decoration: none;
  box-shadow: 0 12px 26px rgba(15, 118, 110, 0.18);
}

.button-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.button-row .button {
  margin-top: 0;
}

.button.secondary {
  background: var(--surface);
  color: var(--teal);
  box-shadow: none;
}

.button:hover {
  background: #0b5f58;
  border-color: #0b5f58;
}

.button.secondary:hover {
  background: var(--surface-soft);
  border-color: #0b5f58;
  color: #0b5f58;
}

.hero-visual {
  position: relative;
  min-height: 500px;
  margin: 0;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  background:
    linear-gradient(135deg, rgba(15, 118, 110, 0.08), rgba(249, 115, 98, 0.12)),
    var(--surface);
  box-shadow: 0 24px 60px rgba(31, 41, 51, 0.14);
}

.hero-visual > img {
  display: block;
  width: 100%;
  height: 500px;
  object-fit: cover;
  object-position: center;
}

.hero-visual::after {
  position: absolute;
  inset: 0;
  content: "";
  background: linear-gradient(90deg, rgba(255, 255, 255, 0.42), transparent 45%);
  pointer-events: none;
}

.hero-visual figcaption {
  position: absolute;
  right: 18px;
  bottom: 18px;
  display: grid;
  gap: 5px;
  width: min(320px, calc(100% - 36px));
  padding: 15px 16px;
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: 0 14px 32px rgba(31, 41, 51, 0.16);
  backdrop-filter: blur(12px);
}

.hero-visual figcaption span {
  color: var(--coral);
  font-size: 0.76rem;
  font-weight: 900;
  text-transform: uppercase;
}

.hero-visual figcaption strong {
  color: var(--teal-dark);
  font-size: 1.05rem;
  line-height: 1.25;
}

.notice {
  display: grid;
  grid-template-columns: 140px minmax(0, 1fr);
  gap: 16px;
  margin-top: 12px;
  margin-bottom: 24px;
  padding: 16px;
  border: 1px solid #f2c9a5;
  border-radius: 8px;
  background: #fff8ed;
}

.notice strong {
  color: #8a4f0f;
}

.notice p {
  margin: 0;
  color: #5f4630;
}

.routine-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-top: 18px;
  margin-bottom: 18px;
}

.photo-feature {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(280px, 0.72fr);
  gap: 26px;
  align-items: center;
  margin-top: 22px;
  margin-bottom: 28px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--surface);
  box-shadow: 0 18px 44px rgba(31, 41, 51, 0.08);
}

.photo-feature img {
  display: block;
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  border-radius: 8px;
}

.photo-feature h2 {
  margin: 0;
  font-size: clamp(1.45rem, 3vw, 2.15rem);
  line-height: 1.12;
}

.photo-feature p:last-child {
  margin-bottom: 0;
  color: var(--muted);
}

.section-heading {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  align-items: end;
  margin-top: 44px;
}

.section-heading h2 {
  max-width: 680px;
  margin: 0;
  font-size: clamp(1.55rem, 3vw, 2.35rem);
  line-height: 1.12;
}

.section-heading .button {
  flex: 0 0 auto;
  margin-top: 0;
}

.blog-preview {
  padding: 1px 0 0;
  background: linear-gradient(180deg, rgba(238, 246, 241, 0), rgba(238, 246, 241, 0.72));
}

.blog-preview .grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  padding-bottom: 34px;
}

.routine-strip a {
  display: grid;
  grid-template-columns: 52px minmax(0, 1fr);
  grid-template-areas:
    "icon title"
    "icon text";
  column-gap: 14px;
  align-items: center;
  min-height: 100px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.82);
  color: var(--text);
  text-decoration: none;
}

.routine-strip a:hover {
  border-color: rgba(15, 118, 110, 0.45);
  transform: translateY(-2px);
}

.routine-icon {
  grid-area: icon;
  display: inline-grid;
  place-items: center;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--sky);
  color: var(--teal-dark);
  font-weight: 900;
}

.routine-strip strong {
  grid-area: title;
  font-size: 1rem;
}

.routine-strip small {
  grid-area: text;
  color: var(--muted);
  font-size: 0.9rem;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  padding: 18px 0 44px;
}

.card {
  position: relative;
  overflow: hidden;
  min-height: 220px;
  padding: 0 24px 24px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 8px;
}

.card::before {
  display: block;
  width: 54px;
  height: 6px;
  margin-bottom: 18px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--teal), var(--coral));
  content: "";
}

.card-image {
  display: block;
  width: calc(100% + 48px);
  height: 150px;
  margin: 0 -24px 20px;
  object-fit: cover;
  border-bottom: 1px solid var(--line);
}

.card:nth-child(2)::before {
  background: linear-gradient(90deg, var(--green), var(--gold));
}

.card:nth-child(3)::before {
  background: linear-gradient(90deg, var(--coral), var(--gold));
}

.card h2 {
  margin: 0 0 10px;
  font-size: 1.18rem;
}

.card p {
  margin: 0;
  color: var(--muted);
}

.text-link {
  display: inline-flex;
  margin-top: 16px;
  color: var(--teal);
  font-weight: 800;
  text-decoration: none;
}

.text-link:hover {
  text-decoration: underline;
}

.safety-band {
  padding: 34px 0;
  background:
    linear-gradient(90deg, rgba(7, 74, 69, 0.95), rgba(15, 118, 110, 0.76)),
    url("/images/claim-review-desk.png") center / cover,
    linear-gradient(135deg, rgba(7, 74, 69, 0.94), rgba(15, 118, 110, 0.86)),
    var(--teal-dark);
  color: white;
}

.safety-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1fr);
  gap: 28px;
  align-items: center;
}

.safety-band .eyebrow,
.safety-band p {
  color: rgba(255, 255, 255, 0.82);
}

.safety-band h2 {
  margin: 0;
  font-size: clamp(1.7rem, 4vw, 2.65rem);
  line-height: 1.05;
}

.safety-band p {
  margin: 0;
}

.site-footer {
  width: 100%;
  margin-top: auto;
  padding: 28px 0;
  color: var(--muted);
  border-top: 1px solid var(--line);
  background: var(--surface);
}

.footer-layout {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  align-items: center;
}

.footer-layout a {
  color: var(--teal);
  font-weight: 750;
}

.article {
  max-width: 840px;
  padding: 48px 0 72px;
}

.article h1 {
  font-size: clamp(2.1rem, 6vw, 3.8rem);
}

.article-hero {
  margin: 30px 0 32px;
}

.article-hero img {
  display: block;
  width: 100%;
  aspect-ratio: 16 / 9;
  height: auto;
  object-fit: cover;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--surface);
}

.article h2 {
  margin: 34px 0 10px;
  font-size: 1.35rem;
}

.article p,
.article li {
  color: var(--muted);
}

.article a {
  color: var(--teal);
  font-weight: 750;
}

.disclosure,
.note {
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--surface-soft);
}

.checklist {
  display: grid;
  gap: 10px;
  padding-left: 20px;
}

@media (max-width: 860px) {
  .container {
    width: min(100% - 28px, 1120px);
  }

  .hero {
    padding: 48px 0 28px;
  }

  .hero-layout,
  .blog-preview .grid,
  .grid,
  .notice,
  .photo-feature,
  .routine-strip,
  .safety-layout {
    grid-template-columns: 1fr;
  }

  .hero-visual {
    min-height: 360px;
  }

  .hero-visual > img {
    height: 360px;
  }

  .section-heading {
    display: grid;
    align-items: start;
  }
}

@media (max-width: 560px) {
  .nav {
    align-items: flex-start;
    flex-direction: column;
    padding: 14px 0;
  }

  .nav-links {
    justify-content: flex-start;
  }

  .hero {
    padding-top: 42px;
  }

  .hero-tags span {
    min-height: 32px;
    font-size: 0.84rem;
  }

  .button {
    width: 100%;
  }

  .footer-layout {
    align-items: flex-start;
    flex-direction: column;
  }

  .hero-visual,
  .hero-visual > img {
    min-height: 310px;
    height: 310px;
  }

  .hero-visual figcaption {
    right: 12px;
    bottom: 12px;
    width: calc(100% - 24px);
  }

  .routine-strip a {
    min-height: 92px;
  }

  .notice {
    gap: 6px;
  }
}